:root{--color-body:#0c3352;--color-heading:#0c3352;--color-muted:#526779;--color-primary:#f9b03c;--color-primary-hover:#f3a11e;--color-link:#0c3352;--color-surface:#fff;--color-alt-surface:#eff5fb;--color-footer:#0c3352;--color-border:#cbd9e5;--color-on-dark:#f8fbfe;--font-body:-apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif;--font-headings:Georgia, "Times New Roman", serif;--font-navigation:Georgia, "Times New Roman", serif;--font-weight-body:300;--font-weight-heading:400;--font-size-body:1.125rem;--line-height-body:1.5;--font-size-h1:clamp(2.625rem, 5vw, 3.75rem);--font-size-h2:clamp(2.25rem, 4vw, 3rem);--font-size-h3:clamp(1.5rem, 2.5vw, 1.875rem);--font-size-eyebrow:.875rem;--line-height-heading:1.1;--content-max:1180px;--content-gutter:clamp(1rem, 4vw, 2rem);--section-padding-block:clamp(4.5rem, 8vw, 7rem);--section-padding-block-mobile:3.75rem;--grid-gap:clamp(1.5rem, 3vw, 2.5rem);--header-height:160px;--hero-min-height:570px;--button-radius:9999px;--button-padding-inline:1.625rem;--button-padding-block:.875rem;--card-radius:0px;--border-rule:1px solid var(--color-border)}*,:before,:after{box-sizing:border-box}html{scroll-behavior:smooth}body{color:var(--color-body);font-family:var(--font-body);font-size:var(--font-size-body);font-weight:var(--font-weight-body);line-height:var(--line-height-body);text-rendering:optimizelegibility;background:#fff;margin:0}img{max-width:100%;height:auto;display:block}a{color:var(--color-link);text-underline-offset:.2em}a:hover{text-decoration-thickness:2px}button,input,select,textarea{font:inherit}h1,h2,h3{color:var(--color-heading);font-family:var(--font-headings);font-weight:var(--font-weight-heading);line-height:var(--line-height-heading);margin:0 0 .55em}h1{font-size:var(--font-size-h1)}h2{font-size:var(--font-size-h2)}h3{font-size:var(--font-size-h3)}p{margin:0 0 1.2em}.container{width:min(var(--content-max),calc(100% - 2 * var(--content-gutter)));margin-inline:auto}.section{padding-block:var(--section-padding-block)}.section--alt{background:var(--color-alt-surface)}.section--dark{color:var(--color-on-dark);background:var(--color-footer)}.section--dark h2,.section--dark h3{color:var(--color-on-dark)}.eyebrow{font-size:var(--font-size-eyebrow);letter-spacing:.11em;text-transform:uppercase;margin-bottom:.85rem;font-weight:700;display:block}.lede{max-width:750px;font-size:clamp(1.2rem,2vw,1.4rem)}.rule{border:0;border-top:var(--border-rule);margin:0}.button{min-height:54px;padding:var(--button-padding-block) var(--button-padding-inline);border:2px solid var(--color-primary);border-radius:var(--button-radius);background:var(--color-primary);color:var(--color-heading);justify-content:center;align-items:center;font-size:.95rem;font-weight:700;line-height:1.2;text-decoration:none;transition:background-color .18s,border-color .18s;display:inline-flex}.button:hover{background:var(--color-primary-hover);border-color:var(--color-primary-hover)}.button--outline{color:inherit;background:0 0;border-color:currentColor}.button-row{flex-wrap:wrap;gap:.9rem;margin-top:1.8rem;display:flex}.cards{gap:var(--grid-gap);grid-template-columns:repeat(3,1fr);margin-top:2.5rem;display:grid}.card{border-top:3px solid var(--color-primary);background:#fff}.card__image{aspect-ratio:4/3;overflow:hidden}.card__image img{object-fit:cover;width:100%;height:100%}.card__body{padding:1.55rem 0}.card h3{font-size:1.85rem}.card p{color:var(--color-muted)}.card__link{font-weight:700}.two-col{grid-template-columns:1fr 1fr;align-items:center;gap:clamp(2.5rem,7vw,6rem);display:grid}.two-col__media{min-height:420px}.two-col__media img{object-fit:cover;width:100%;height:100%;min-height:420px}.content-grid{grid-template-columns:minmax(0,1fr) minmax(280px,.38fr);gap:clamp(2rem,6vw,5rem);display:grid}.content-copy h2{margin-top:2.3rem}.content-copy h2:first-child{margin-top:0}.aside{border-left:3px solid var(--color-primary);align-self:start;padding-left:1.5rem}.aside ul{padding-left:1.2rem}.aside li{margin-bottom:.65rem}.breadcrumbs{border-bottom:var(--border-rule);padding-block:1rem;font-size:.85rem}.breadcrumbs ol{flex-wrap:wrap;gap:.5rem;margin:0;padding:0;list-style:none;display:flex}.breadcrumbs li:not(:last-child):after{content:"›";color:#7990a4;margin-left:.5rem}.hero{min-height:var(--hero-min-height);background:#082f4d;align-items:center;display:grid;position:relative;overflow:hidden}.hero__media,.hero__overlay{position:absolute;inset:0}.hero__media img{object-fit:cover;width:100%;height:100%}.hero__overlay{background:linear-gradient(90deg,#04243beb 0%,#04243bc7 42%,#04243b14 72%)}.hero__content{z-index:1;color:#fff;width:min(650px,92%);padding-block:5rem;position:relative}.hero h1{color:#fff;max-width:650px}.hero p{max-width:620px}.page-hero{background:var(--color-alt-surface);padding-block:clamp(3.5rem,7vw,6rem)}.page-hero__grid{grid-template-columns:1.02fr .98fr;align-items:center;gap:clamp(2rem,6vw,5rem);display:grid}.page-hero__media{aspect-ratio:4/3}.page-hero__media img{object-fit:cover;width:100%;height:100%}.page-hero .eyebrow{color:#647b8f}.page-hero p{max-width:650px}.site-header{background:#fff}.topbar{background:var(--color-heading);color:#fff;font-size:.82rem;font-weight:600}.topbar .container{justify-content:flex-end;gap:1.4rem;padding-block:.55rem;display:flex}.topbar a{color:#fff;text-decoration:none}.header-main{justify-content:space-between;align-items:center;gap:2rem;min-height:112px;display:flex}.logo{font-family:var(--font-headings);align-items:center;gap:.75rem;font-size:1.6rem;text-decoration:none;display:inline-flex}.logo-mark{background:var(--color-primary);width:52px;height:52px;color:var(--color-heading);font-family:var(--font-body);letter-spacing:.08em;place-items:center;font-size:.72rem;font-weight:900;display:grid}.desktop-nav{font-family:var(--font-navigation);align-items:center;gap:1.45rem;font-size:1rem;display:flex}.desktop-nav a{text-decoration:none}.nav-group{position:relative}.nav-group>summary{cursor:pointer;list-style:none}.nav-group>summary::-webkit-details-marker{display:none}.nav-group[open] .nav-dropdown{display:grid}.nav-dropdown{z-index:20;border-top:3px solid var(--color-primary);background:#fff;min-width:260px;padding:.8rem 0;display:none;position:absolute;top:calc(100% + 1rem);left:-1.25rem;box-shadow:0 12px 30px #0c33522e}.nav-dropdown a{padding:.55rem 1.25rem}.mobile-nav{display:none}.mobile-nav summary{cursor:pointer;font-family:var(--font-navigation);font-size:1.15rem}.mobile-panel{padding:1rem 0 1.5rem}.mobile-panel a{padding:.55rem 0;display:block}.mobile-panel details{padding:.2rem 0}.mobile-panel details a{padding-left:1rem}.site-footer{background:var(--color-footer);color:var(--color-on-dark)}.footer-grid{grid-template-columns:1.3fr 1fr 1fr;gap:3rem;padding-block:4.5rem;display:grid}.site-footer h2,.site-footer h3,.site-footer a{color:#fff}.footer-links{gap:.55rem;display:grid}.legal{border-top:1px solid #fff3;padding-block:1.5rem;font-size:.85rem}.notice{border-left:3px solid var(--color-primary);background:#fff7e8;padding:1.2rem 1.4rem}.steps{grid-template-columns:repeat(4,1fr);gap:2rem;margin-top:2.5rem;display:grid}.step{border-top:var(--border-rule);padding-top:1.2rem}.step__number{color:#b36b00;letter-spacing:.08em;margin-bottom:.8rem;font-size:.85rem;font-weight:800;display:block}.faq{gap:.75rem;margin-top:2rem;display:grid}.faq details{border-top:var(--border-rule);padding:1.1rem 0}.faq summary{cursor:pointer;font-family:var(--font-headings);font-size:1.35rem}.cta-band{background:var(--color-primary);padding-block:4rem}.cta-band__inner{justify-content:space-between;align-items:center;gap:2rem;display:flex}.cta-band h2{margin:0}.cta-band .button{background:var(--color-heading);border-color:var(--color-heading);color:#fff}.form{grid-template-columns:1fr 1fr;gap:1rem;display:grid}.field{gap:.35rem;display:grid}.field--full{grid-column:1/-1}.field label{font-size:.85rem;font-weight:700}.field input,.field select,.field textarea{background:#fff;border:1px solid #9fb0be;border-radius:0;width:100%;padding:.8rem .9rem}.field textarea{resize:vertical;min-height:130px}.form-note{grid-column:1/-1;font-size:.85rem}.status{background:var(--color-alt-surface);grid-column:1/-1;padding:.8rem 1rem}.skip-link{z-index:999;background:#fff;padding:1rem;position:absolute;left:-9999px}.skip-link:focus{top:1rem;left:1rem}:focus-visible{outline:3px solid var(--color-primary);outline-offset:3px}@media (width<=980px){.desktop-nav{display:none}.mobile-nav{display:block}.header-main{min-height:90px}.cards,.steps{grid-template-columns:repeat(2,1fr)}.page-hero__grid,.two-col,.content-grid{grid-template-columns:1fr}.page-hero__media{order:-1}.aside{border-left:0;border-top:3px solid var(--color-primary);padding:1.5rem 0 0}.footer-grid{grid-template-columns:1fr 1fr}}@media (width<=620px){:root{--header-height:130px;--hero-min-height:640px;--section-padding-block:var(--section-padding-block-mobile)}.topbar .container{justify-content:center}.header-main 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